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please help. I'm 17 and have just found out I am pregnant. I have the support of my family and am still hoping to finish my second year at college. How do I find out if I am intitaled to some financial help.....
Hi fredericab93
You can contact our 1-2-1 Money Expert as hazeleyes suggested, you can also do your own calculations with Directgov's Benefits Adviser Service, although this does mention that it's not for students, our Expert woould be best (of course!)
Do you live at home? Will you be able to stay there?
Hi all,
I have recently seperated from my husband of 10 years, he recieves an Army pension and has agreed to pay the motgage on our house. I work for 16hrs a week and look after our 5 year old daughter during the week. My husband has moved out of the area but has our daughter at weekends. Our split is ammicable and we have remained friends, however my problem is that I will struggle with the day to day bills such as gas/electric, council tax, etc etc and was wondering if anyone can give me advice on any claims or entitlements I might get. This is my first time in this situation and am pretty worried that I might lose the house and have to move to rented accomodation. Can anyone advise please.
Thank you
i am sure someone will be along to help but i claimed working tax credit - i was already get child tax credit but i phoned them and the staff were really helpful - have you looked around this site there are lots of helpful hints on separating - me and my ex only separated a few weeks ago so its been a learning curve for me - i work 25 hours a week and got a reduction on council tax for being only adult and a reduction due to earnings (which i have to fill in a claim for) and then the working tax credits
Hi danielle. Sorry that you're going through a recent seperation. You would get a reduction in council tax as a single person. Not absolutely sure, but think it is 20%. You should also get working tax credits, but like littleredhen says, Louise, our parenting expert, will be along to give you advice. Here is also a link for you, our money experts, give them as much detail as you can, and they will e.mail you as soon as possible, bearing in mind it is the holidays. Click on the blue link here
Hi danielle
As the others say, you can contact our Money Expert once they are back on January 3rd but in the meantime please phone Working Tax Credit on 0845 300 3900 to tell them about your changed circumstances, it will take a while to get the ball rolling.
The discount for single adult occupancy is 25%....again phone your local council.
You say that your husband has agreed to pay the mortgage on the house and that the split is amicable....that is great, for now. I don't know how much your mortgage is but ultimately it would be preferable for him to give you a monthly amount of child support and for you to transfer the house into your name, taking over repsonsibility for the mortgage. Sometimes a delayed clause can be put in where you pay a lump sum to him when your youngest reaches 18 but this is not neccessarily a good thing as you are then faced with either borrowing that lump sum or selling the house....so you need some legal advice.
I would recommend that you firstly hpne Working Tax and the Council and once you know your entitlements, email our Money Expert to check there is nothing else you can get, then have an appointment with a solicitor, find one here
Hello fredericab93. Welcome along to One Space. It's a great site, so I do hope you stay with us
Congratulations on your pregnancy. It's great that you have the support of your family. Take a look here It's about Income Support and who is entitled. At the bottom of the page, you will also see a link to our 1-2-1 confidential money advisors. Send them an e.mail, they are brilliant. Keep posting as others will be along at some point.